| INSURANCE, HOW DOES IT WORK?
I find patients who understand their
financial responsibility in our office get the best results and have
the best experience. For that reason I will go over some details as
to how insurance works and what you can look forward to regarding
your care. Remember every policy is different and my description is
accurate from a general point of view. The specific coverages of
your policy will have to be determined by conversation with your
insurance company. It is the patient's responsibility to know or
find out what their insurance covers.
Also, in today's day and age, most
insurances are not designed to cover all of your treatment. In most
cases it is a mistake to expect your insurance to pay the majority
of your care, and and even greater mistake to base your treatment on
your insurance coverage. That being said, let s get on to the
description of the types of policies
available.
If you have any questions or you insurance type
isn't listed below, please contact our office and we will explain
your coverage and the options available to you.
PPO
insurance:
Preferred Provider Organizations can go by a
variety of names PPO, PPC, POS, to name a few. The
basic rules are these. If you go to a network provider (ie. Doctor
on your plan) you pay either no deductible or a smaller one, have a
smaller co-pay, or pay less percentage of fees. I am currently on a
variety of plans, however, it is literally impossible to be on all
plans. For those patients who have insurances that I am not
affiliated with I can help you determine what your fees will be in
my office. Since most patients are referred to me by family,
friends, or co-workers, I realize you have incentive to come to my
office. For that reason, I will make every attempt to make your fees
manageable so that you can get the care and results you desire while
seeing the doctor you were referred to.
Auto insurance:
Coverages
vary depending on which insurance plan you picked. If you bring your
insurance declaration page to your appointment, one of our staff
members will explain your coverage to you.
Workers
Compensation:
If you are hurt on the job a few points to remember.
You must fill out a timely injury report and give it to your employer.
Second, you must go to the company doctor. Your employer can
authorize treatment in our office.
|
Disclaimer: The above
info, and all the info on this site, is meant for general
purposes only and can not be considered
professional/medical/legal advise. Not liable for any errors
or omissions. © Copyrighted, all rights reserved. | |