Chiropractor Hasbrouck Heights, NJ

Dr. Charles J. Santoro

Your First Chiropractic Visit ...

Chiropractor - Dr. Charles Santoro, DC

Chiropractic Treatment and Services

Auto Accident, Injuries and Whiplash

Chiropractic 4 Phases of Care

Chiropractic and Health

Common Misperception

Nutrition and Health

Stretching and Exercise

Patient Testimonials

General Insurance Info


Chiropractor Bergen County, NJ
Dr. Charles J. Santoro, BS, DC
A compassionate professional who listens to YOUR needs

INSURANCE, HOW DOES IT WORK?

   I find patients who understand their financial responsibility in our office get the best results and have the best experience. For that reason I will go over some details as to how insurance works and what you can look forward to regarding your care. Remember every policy is different and my description is accurate from a general point of view. The specific coverages of your policy will have to be determined by conversation with your insurance company. It is the patient's responsibility to know or find out what their insurance covers.

   Also, in today's day and age, most insurances are not designed to cover all of your treatment. In most cases it is a mistake to expect your insurance to pay the majority of your care, and and even greater mistake to base your treatment on your insurance coverage. That being said, let s get on to the description of the types of policies available.

If you have any questions or you insurance type isn't listed below, please contact our office and we will explain your coverage and the options available to you.


PPO insurance:

   Preferred Provider Organizations can go by a variety of names PPO, PPC, POS, to name a few. The basic rules are these. If you go to a network provider (ie. Doctor on your plan) you pay either no deductible or a smaller one, have a smaller co-pay, or pay less percentage of fees. I am currently on a variety of plans, however, it is literally impossible to be on all plans. For those patients who have insurances that I am not affiliated with I can help you determine what your fees will be in my office. Since most patients are referred to me by family, friends, or co-workers, I realize you have incentive to come to my office. For that reason, I will make every attempt to make your fees manageable so that you can get the care and results you desire while seeing the doctor you were referred to.



Auto insurance:

   Coverages vary depending on which insurance plan you picked. If you bring your insurance declaration page to your appointment, one of our staff members will explain your coverage to you.

 


Workers Compensation:

If you are hurt on the job a few points to remember. You must fill out a timely injury report and give it to your employer. Second, you must go to the company doctor.  Your employer can authorize treatment in our office.

 

Disclaimer: The above info, and all the info on this site, is meant for general purposes only and can not be considered professional/medical/legal advise. Not liable for any errors or omissions. © Copyrighted, all rights reserved.
 

Dr. Charles J. Santoro, BS, DC
448 Boulevard • Hasbrouck Heights, NJ  07604
201-288-1121 • drcharlessantoro@aol.comhttp://www.santorochiropractic.com/